Chapters of practical guidance
Coverage types explained in plain language
Written for trucking families
Specialist who knows this industry
The problem
Cash flow is not a bank balance
Fuel, repairs, receivables, and payroll all compete for the same dollar. Knowing your real numbers, not just what’s in the account, is where good decisions start.
Risk hides in the paperwork
Contracts, cargo, drivers, and leases all create exposure. Your coverage should match how the business actually operates.
The truck is the business
Your equipment is usually the largest asset you own. It deserves coverage that’s built around how you actually use it, not a generic policy.
A plain language guide for running the business side of a trucking operation
Stacy Searcy

The book
01
Setting up the business right from day one
02
Understanding your real numbers — not just revenue
03
Insurance coverage that starts with how trucking actually works
04
Building a business that can grow — and last

About Stacy Searcy
It's coverage that actually holds up when something goes wrong — built around your trucks, your drivers, and your business.
Coverage review
Auto
liability
Limits and exclusions aligned to filings and contract requirements.
Cargo exposure
Protection that matches the freight, value, and claims reality.
Physical damage
Tractors, trailers, downtime, deductibles, and replacement cost.
General
Liability
Coverage for your business when your feet are on the ground.
Workers’ comp
Driver classification, safety programs, and claim prevention.
Excess
If you are hauling more than general freight, we need to talk about Excess.
Start the review
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